Self-employed Pensions

Bridging the corporate benefits gap for the freelance community

Why choose Nutmeg?

High quality wealth management for everyone.

We’re on a mission to democratise wealth management. Our experts build and manage sophisticated global investment portfolios designed to help grow your wealth and reach your goals. We use technology to give you a world-class service that keeps costs and charges low to boost your returns. So – whether you’re starting with £5m or £500 – welcome to the UK’s largest**, and fastest growing*** digital wealth management service.

An easy-to-use, intelligent personal pension

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The Nutmeg pension is

Easy to use

All your investments in one place, plus instant 25% government top-up on personal net contributions, subject to tax status.

Clear and simple

Understand exactly what you’re paying at any time. Learn more about our fees here.

Expertly managed

Fully managed and socially responsible portfolios are proactively managed by our experienced investment team. This means the team will regularly make strategic adjustments to try and protect against losses and boost returns. Note that our fixed allocation portfolios aren't available for pensions.

Online 24/7

See how your investments are performing and exactly how much you're paying — online, 24/7.

With Nutmeg you also get

Easy set-up

You can start or transfer a pension online quickly and easily with our award-winning service.

No hidden fees

You'll always know exactly how much you're paying.

Value for money

We generally prefer to use exchange-traded funds (ETFs).

We’re here for you

If you ever have a question our support team are available by phone, web chat or email.

Socially responsible investing

Introducing Nutmeg's new socially responsible portfolios, featuring environmental, social and governance (ESG) scoring.

With investment, your capital is at risk. Pension rules apply and tax rules may change in future. If you need help with pensions, seek financial advice.

*Source: The Money Advice Service, Self-Employed Pensions   

**Source: Boring Money, Online Investing Report 2019

***Source: PAM Asset Management, at the end of 2017 Nutmeg was the fastest growing wealth manager by percentage increase in customers over three and five years

yourBAU have partnered with Nutmeg to offer pensions to the increasing number of self-employed people in the UK. It is a growing problem, so we want to encourage independent workers to invest in their future. To demonstrate our commitment, we are offering an exclusive promotion which provides 12 months with no portfolio management fees.

Our objective is to bridge the gaps that are created when entering into self-employment, and one of the most important is saving for retirement. We are proud to announce that we will be offering all contractors and freelancers who are registered with us and invoice £10,000 or more within 12 months, 1.5% cashback. See user agreement for more information.

We are working hard to encourage other UK businesses to follow us on this journey and match our cashback, with the aim of reaching 3%, equivalent to employer contributions. If you are self-employed, get behind us by following and engaging with us on social media (links in the footer) and help us change the landscape in this exciting economy.

If you are not registered, don’t worry – you can still receive our pension promotion, however will not be eligible for cashback.

Want to invest in your future? Great, enter your details below to receive our exclusive pension promotion

 Not a member? No problem, join our growing community today by registering below